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"Shopping for long term care insurance is like going to the dentist. It's not something I like doing, but the alternative could be worse" - a 69 year old client, West Texas
P.O. Box 8204
The Woodlands, Texas 77387
Toll Free 877-315-5967
Office 281-296-8343

Texas License: 1216895
California License: 0C07893


Allen Astin

Creator of, Allen began specializing in long term care insurance in 2000 by training with the country’s top long term care agents in the insurance division of GE Financial.

Allen has always had a consumer advocacy approach to selling insurance: This is the “Would I sell this product to my own family?” approach.  Allen requires that, “Any agent working with must have the desire to put the client’s needs first as well as the knowledge and products to carry this out.” was created in 2004 with this same consumer advocacy approach.

Working with a team of underwriters, policy specialists, and agents from some of the top companies in the world, can provide the level of personalized service that long term care clients demand.

Allen is now a trusted agent of families, financial advisors, and attorneys because he simplifies this complex issue and because he sells only well respected companies like John Hancock, MetLife, United of Omaha, Prudential, OneAmerica, and others.  He is also an advisor and mentor to other agents in the industry.

With a degree in psychology from the University of California, Allen became an insurance agent in 1997. His move to specialize in long term care insurance was due partly by a remark his mother made. She said, “If you really want to help people, educate them about long term care insurance and what could happen to them without it.”

In 2005 the The American Association for Long-Term Care Insurance had ranked Allen as one of the top 100 long term care agents in the country. Licensed in Texas and California, he enjoys life in Conroe, Texas with his wife and two daughters.

Gerry Nelson

After graduating from Rensselaer Polytechnic Institute with a Bachelor of Civil Engineering degree, Gerry was commissioned as a 2nd Lt in the U. S. Army Corps of Engineers and immediately embarked on his active duty assignment.  After his honorable discharge, he returned to school and received an MBA from Wharton Graduate School of Business.

He spent 8 years with Trans World Airlines, planning and developing its airport and other ground facilities throughout the world.  He then spent 17 years in the heavy construction industry followed by 20 years in the real estate industry.

Gerry’s mother spent the last eight years of her life in an expensive assisted care facility which depleted her assets.  Long term care insurance was in its infancy and almost unheard of when she would have been eligible to apply. Because of this experience as well as having grand children, Gerry has dedicated himself to helping others protect their quality of life and their legacies. 

Understanding the need for specialization, Gerry has opted to sell only long term care insurance and Medicare supplements. He represents many of the major carriers and assist clients in selecting policies and riders most suited to their individual needs and financial abilities.

Gerry now resides in northern California with his wife, Joanne, where they are actively involved with their children and grandchildren.

California License: 0G54452